A credit score is a numerical expression based on a level analysis of a person’s credit files, lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits.
Raising your credit score requires hard work and effort, especially for individuals who have defaulted or missed payments in the past. In these cases, Americans who are looking to put their financial future back on a track toward a more comfortable retirement or more affordable lifestyle can pursue a helping hand in the form of credit score tips and solutions that lead to true consumer credit repair.
Bad credit is a problem won´t disappear, TAKE ACTION NOW!
Our office concentrates on credit restoration and verification. We are proud to assist and help thousands of people to successfully overcome their credit problems. As a result, our clients have been able to obtain lower interest loans, new credit cards, reduced rate mortgages and new car loans. We can help you too.
There is a solution to credit problems
A consumer file exists on every individual that has ever applied for or received credit. There are three major credit reporting agencies that collect, retain and distribute as much negative information as they can find. That negative information can remain on your credit report for 7 to 10 years and will prevent you from obtaining credit and achieving your goals and desires. The law states that negative information of any type that cannot be verified must be removed from your credit report regardless of the initial cause of these items to appear on your report.
The credit report improvement process is different for every client and depends on the amount of negative and incorrect information listed on the credit report. However, some negative items have been removed in as little as 4 months. You may provide us with three current credit reports or we will obtain them for you. Although you may endeavor to repair your own credit, the process is requires dedication and knowledge to avoid creating any further complications.